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Commercial Insurance
Commercial Insurance in Richmond, VA
Commercial Auto Insurance
A commercial auto insurance policy is required under most circumstances when the vehicle is used for business purposes and
meets certain other requirements. It is not just the registration that determines the requirement for a business automobile
insurance policy. Other requirements are ownership by a corporation, use in hauling goods for hire and gross vehicle weight of
the vehicle. Some small trucks can be owned and insured under a personal automobile insurance policy under specific
circumstances.
Commercial automobile insurance policies are not regulated in pricing, as are private passenger policies. There is price competition between insurance companies for good commercial automobile insurance.
Commercial automobile insurance policies are not regulated in pricing, as are private passenger policies. There is price competition between insurance companies for good commercial automobile insurance.
Commercial Property Insurance
Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by
the company. “Property” can include a variety of types: lost income or business interruption, buildings, computers, money, and
valuable papers.
Under the liability policy coverage, the building should be protected from damaging events such as fire, burglary and vandalism. It may not be enough to cover just the building; the aftermath of such damage should be covered as well.
Under the liability policy coverage, the building should be protected from damaging events such as fire, burglary and vandalism. It may not be enough to cover just the building; the aftermath of such damage should be covered as well.
Commercial Umbrella Insurance
If you own a business, you probably own some form of general liability insurance to protect you in the event of a lawsuit due to
negligence on your part. However, there may be situations where the limits of your general policy may not provide adequate
protection. A commercial umbrella can provide you and your business with additional liability protection.
We offer free, comparative quotes on commercial insurance from multiple insurance carriers so you can get the best possible rate. Want to see how much we can save you? Just request a quote to find out.
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