The liability you select, whether it is one, two, or three million dollars, determines the cost of general liability insurance. Also
factored into the rates are the kind of work undertaken, gross receipts and total payroll expenses. Similar to auto insurance, when
it comes to general liability insurance, you will first have to make a down payment and then follow it up with installments. Before
buying general liability insurance, it is best to compare the quotes available in the market.
It is the business owner's or general contractor's job to make sure that the people working under him/her are covered by an
insurance policy. If for example, a person who is not a part of the project gets injured, the injured person's lawyer can target just
about anyone involved in the project. The more individuals that are involved, the greater the chances of a successful lawsuit.